How much does Credit Card Swipers Cost to Small Businesses?

Pricing is one of the most important aspects to consider when looking for the cost-effective credit card swipers for small businesses. The provider you choose may also influence the pricing structure and cost. There are different things covered in credit card processing you should know –

Processing Fees – You should know the fees charged for each transaction from debit or credit card accepted in your organization. No matter who your service provider is, you will be paying the fees in some form or other. As a whole, you might be paying these fees in one of these structures – interchange-plus, flat rate, or tiered.

Flat rate – You may want to pay different flat fees as per the processor. The monthly subscription is the most common type. You might also want to pay the flat fees for services, such as cancellation, PCI-compliance, funds withdrawal, setup, and others.

Software/hardware fees – Whether you process card payments online or personally, a terminal will be needed for credit card payments. You might be using POS system or mobile card reader to accept payments personally. For online payments, you may use virtual terminal and payment gateway. You may get multiple terminals from some providers.

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